Afficiency is an insurance technology company based in New York City. It provides a 100% digital life insurance platform that enables carriers and distributors to offer instant underwriting decisions. The platform handles the entire insurance lifecycle, from initial quote through policy issuance to ongoing administration.
The company's technical work centers on digital platform development, API integration, and insurance technology. Its core product delivers coverage in under 10 minutes with no medical examinations required, a significant reduction from traditional industry timelines.
Afficiency positions itself within the life insurance and broader insurance verticals. The firm describes its team as innovators and insurance specialists focused on transforming the industry through technology.





