Arlo is a health insurance company founded in 2022 that offers a level-funded plan specifically for small and medium-sized businesses in the United States. Its plan is available to employers with between 10 and 150 employees. The company's core technical work involves applying artificial intelligence to fundamental insurance processes, including underwriting, fraud detection, and the operation of clinical programs.
The product uses AI to identify fraudulent claims and to guide members toward healthcare providers that offer high-quality care at lower cost. It also aims to streamline operations by eliminating unnecessary vendors. The plan features transparent pricing, a focus on preventive benefits, and is designed to reduce administrative friction for member companies.
The founding team brings expertise from organizations such as Palantir and companies within the Y Combinator network. Arlo's stated goal is to rebuild health insurance from first principles, focusing on a mission to create a different model of benefits for smaller employers. The company operates nationwide across the USA.
