ARQ is a global financial platform for individuals and businesses across the Americas, formerly known as DolarApp. The company offers digital dollar and euro accounts, cross-border payments, Mastercard-backed global cards, business treasury and corporate card products, investing in international stocks and ETFs, and credit. Its original product, DolarApp, grew to more than 2 million customers; the company rebranded to ARQ in 2026 to reflect a broadened scope spanning payments, spending, investing and lending.
The platform was built to address what its founders saw as slow and opaque traditional banking for globally mobile customers: affluent Latin Americans with international lives, including travellers, freelancers, investors and professionals. International payments are offered at transparent market rates without hidden fees, and the stated aim is to remove traditional intermediaries, giving customers more control, efficiency and value.
Engineering work at ARQ spans a set of interconnected domains: fintech, cross-border payments, digital banking, multi-currency accounts, card issuance, payments infrastructure, investing and brokerage platforms, and credit underwriting. Geographic reach covers Latin America and the Americas, with a cross-border, global orientation, and the product set serves both consumer and business banking verticals.
