Bankers Trust builds and operates digital banking capabilities across online banking, mobile banking, payment services, fraud mitigation and treasury management. These systems support an independently owned financial institution founded in Des Moines, Iowa in 1917, which serves consumers, businesses and institutions and describes itself as Iowa's largest independently owned bank. The bank operates 19 branches across Central and Eastern Iowa, Omaha, Nebraska and the Phoenix metropolitan area.
Its technology underpins four main lines of business. Personal banking covers checking and savings accounts, CDs, IRAs, health savings accounts, credit and debit cards, mortgages and consumer loans. Business banking includes small-business and commercial banking, commercial and industrial lending, commercial real estate lending, specialty lending, treasury management, fraud mitigation and payment services. Private banking serves high-net-worth clients, while wealth management provides private wealth, retirement plan, custody, trust and investment management services through wealth-management operations and affiliates.
The institution combines more than a century of operating history with digital banking tools. It is FDIC insured and independently owned, with a stated community-bank approach involving community investment and financial education initiatives. Industry verticals span banking, financial services, consumer finance, commercial and industrial lending, commercial real estate lending, wealth management and retirement plan services.
