Cermati.com is an Indonesian financial technology platform founded in 2015. The company operates a comprehensive financial services portal that connects consumers with products including credit cards, loans, insurance, and investments. It is regulated by Indonesia's Financial Services Authority (OJK) and was founded by former Silicon Valley engineers from Microsoft, LinkedIn, and Google.
The company's portfolio spans several products: a financial product comparison and distribution platform, an insurance brokerage service under Cermati Protect, and a financial super app available on mobile and web. The super app offers digital gold, mutual funds, paylater solutions, and insurance to users across Indonesia.
Engineering teams at Cermati.com work across data mining, artificial intelligence, and big data processing. The company's systems are built to handle petabytes of data, serving millions of Indonesian customers nationwide.





