Chetwood Bank is a fully authorized UK digital bank, founded in 2016 and headquartered in Wrexham, with additional offices in London and Fleet. The company operates in the fintech and digital banking space, building technology to provide straightforward financial services. Its operations span savings, lending, and mortgage products through distinct consumer-facing brands.
The bank's product portfolio includes SmartSave for savings, BetterBorrow and LiveLend for lending, and ModaMortgages and CHL Mortgages for the buy-to-let and intermediary mortgage markets. The company has been recognized in the industry, placing 15th on the UK Fintech 50 list. Its stated culture emphasizes openness, collaboration, and continuous improvement, with a focus on customer-centric service design.
Technical work at Chetwood Bank centers on financial technology and digital banking platforms. The company's engineering teams are responsible for developing and maintaining the infrastructure that supports its multiple banking brands and their respective regulatory requirements.






