Collective is a fintech company founded in 2018, headquartered in San Francisco. It operates an all-in-one financial platform designed specifically for self-employed entrepreneurs, freelancers, and solopreneurs. The platform provides comprehensive back-office support, including automated bookkeeping, payroll management, tax preparation, and company formation services for LLCs and S-Corp elections.
The company's technical focus includes AI-powered accounting and automated financial workflows. Following its acquisition of Open Ledger, Collective launched what it describes as the first AI-powered integrated accounting suite built for businesses-of-one. The platform serves over 12,000 members.
Collective's stated mission is to help self-employed individuals achieve financial independence by reducing the administrative burden of running a solo business. The team is focused on building technology to streamline these processes for independent business owners.






