Freddie Mac operates in the U.S. secondary mortgage market, purchasing single-family and multifamily residential mortgage loans from lenders to ensure a reliable and affordable supply of mortgage funds nationwide. Chartered by Congress in 1970, the company transfers interest-rate and liquidity risks to third-party investors by packaging purchased loans into mortgage-backed securities sold in global capital markets.
By providing consistent liquidity to mortgage markets across all economic environments, Freddie Mac enables America's families to access mortgage financing with better terms while maintaining stability during periods of market stress. The company's mission centers on delivering liquidity, stability, and affordability to the housing market, having made homeownership possible for more than 90 million families since its inception.
