GreenSky is a financial technology company that operates a proprietary, patented platform connecting consumers, merchants, and banking partners to deliver point-of-sale lending infrastructure across the United States. Founded in 2006 and headquartered in Atlanta, the company facilitates real-time financing at the moment of purchase, enabling consumers to apply for and obtain credit instantly whilst allowing merchants to offer promotional payment options that increase sales volume and accelerate cash flow.
The platform has financed nearly 6 million consumers and more than $50 billion in commerce since inception, serving use cases across home improvement, solar installations, healthcare, and other sectors. GreenSky went public on Nasdaq in 2018, was acquired by Goldman Sachs in 2022, and was subsequently sold to an investor consortium including Sixth Street Partners, KKR, Bayview Asset Management, and CardWorks in 2024. The company provides technology infrastructure to federally insured financial institutions, enabling them to originate and manage consumer loans through an integrated ecosystem.
