ICW INSURANCE COMPANY OF THE WEST

EMC Insurance Companies stands as a leading national insurance carrier with more than 110 years of strength, stability, and success. Founded in 1911 as Employers Mutual Casualty Company, EMC has grown from a regional workers' compensation provider to a diversified insurer serving customers across more than 40 states. Today, the company employs over 2,200 team members who share a fundamental human mission: to improve lives. EMC carries "Excellent" financial strength ratings from AM Best Company, demonstrating unwavering commitment to long-term stability and the ability to protect policyholders for generations to come. What truly sets EMC apart is their philosophy of "keeping insurance human." While operating as a national carrier with extensive resources, EMC maintains a local heart through partnerships with independent insurance agents in communities nationwide. The company specializes in property and casualty insurance, commercial lines, surety and fidelity bonds, and reinsurance solutions. By combining data-driven technology investments with responsive service and deep relationships, EMC delivers tailored protection that helps businesses thrive. Their comprehensive product portfolio spans commercial property, general liability, workers' compensation, business owners policies, and specialized industry coverages.

Pacific Life has been helping clients achieve their life goals for nearly 160 years through strength, performance, protection, and trust. Since 1868, our clients have trusted Pacific Life to protect what matters most to them - their families, their businesses, their futures. Pacific Life provides a comprehensive portfolio of financial products and services including life insurance, annuities, mutual funds, and employee benefits designed to meet individual and business needs. The company has paid out over $15 billion in benefits and continues to meet the needs of policyholders when they need it most. With headquarters in Newport Beach, California and operations across multiple states, Pacific Life is recognized as a leader in the financial services industry with consistently high ratings from major rating agencies. The company's commitment to long-term stability, growth, and outstanding customer service has made it a FORTUNE 500 company, ranked 272nd out of 500 U.S. companies by gross revenue. Pacific Life's mutual holding company structure enables taking a long-term view and making decisions that benefit policyholders, clients, and the long-term strength of the company.

For over 50 years, AAA Life Insurance Company has helped provide financial security and peace of mind to American families. Built on the trusted AAA brand, AAA Life serves over 1.8 million policyholders with a commitment to being there when families need them most. The company offers a comprehensive range of life insurance solutions including Term, Whole, and Universal Life insurance, designed to help protect what matters most - whether it is a first home, a growing family, or planning for the future. Headquartered in Livonia, Michigan, AAA Life combines the strength and stability of a long-established insurer with a modern, innovative approach to customer service. The company has earned recognition as a Top Workplace in America by USA Today and maintains an A+ rating from the Better Business Bureau. With a diverse, equitable, and inclusive culture, AAA Life empowers associates to use their unique talents to influence, innovate, and thrive while delivering on the promise to protect the lives of those they serve.

At New York Life, we believe in being there for our customers when they need us most - whether today or decades into the future. For over 180 years, we've built our culture on keeping promises, taking a long-term view that ensures we can honor the commitments we make to policy owners. As a mutual company, we hold ourselves to the highest standards of financial strength and stability, consistently earning the highest financial ratings in our industry. Our agents and advisors take the time to understand your unique goals, providing personalized guidance that helps transform your dreams into lasting milestones. We're more than just a life insurance company - we're a partner in your financial journey. From protecting loved ones and planning for retirement to funding education and building business security, our comprehensive solutions are designed to provide peace of mind. Our diverse and welcoming workplace reflects our commitment to the communities we serve, and our 'More powerful, together' philosophy extends from our employees to the millions of families and businesses who trust us with their financial future.

The Hershey Company is an industry-leading snacks company headquartered in Hershey, Pennsylvania, with a purpose to make more moments of goodness through its iconic brands. Founded in 1894 by Milton S. Hershey, the company has grown from a small confectionery business into a global snacking powerhouse with more than 70 beloved brands including HERSHEY'S, REESE'S, TWIZZLERS, ICE BREAKERS, SKINNYPOP, and PIRATES BOOTY. The company's portfolio spans chocolate, sweets, mints, and better-for-you options that offer choices throughout the day. Hershey is guided by its Shared Goodness Promise, a commitment to operating fairly, ethically, and sustainably while caring for its people, communities, and the planet. The company's long-standing values of togetherness, integrity, making a difference, and excellence drive its operations and distinguish it as a special place to work. With manufacturing facilities in the United States and globally, Hershey continues to innovate and expand its portfolio to meet consumers' changing snacking needs while maintaining the legacy of its founder's vision to make quality, affordable snacks accessible to everyone.

Arch Insurance Group is a market-leading specialty insurer providing comprehensive property, casualty and specialty insurance solutions for corporations, professional firms, and financial institutions. As a division of Arch Capital Group Ltd. (ACGL), a publicly traded company listed on NASDAQ and part of the S&P 500, Arch Insurance leverages the strength and expertise of a global organization while maintaining focused operations across North America. Arch Insurance operates through multiple subsidiaries including Arch Insurance Company, Arch Specialty Insurance Company, and Arch Excess & Surplus Insurance Company. With executive offices in New York City and regional offices strategically located throughout the United States and Canada, the company delivers specialized risk management expertise backed by robust financial strength. Arch Insurance is part of a global network that writes insurance, reinsurance, and mortgage insurance on a worldwide basis, employing over 7,400 professionals across four continents who embody the company's purpose: We Enable Possibility.