We're a national, top-tier, multi-line property and casualty insurance company that's been in business since 1972. We represent a group of carriers including Insurance Company of the West, Explorer Insurance Company, and VerTerra Insurance. What started as a small operation in San Diego has grown into one of the largest privately held insurance groups in California, quoting over $3.5 billion annually.
Our mission is straightforward: create the best insurance experience possible for our policyholder customers and our network of independent agents and brokers. We specialize in workers' compensation insurance, but we also offer catastrophe coverage, assumed reinsurance, and earthquake insurance. We're proud to be an "A" rated carrier recognized for our risk management expertise and proactive claims handling. Beyond the business of insurance, we're deeply committed to giving back to the communities where we live and work - a culture inspired by our founder Ernest Rady that remains part of who we are today.