International Personal Finance is a British financial services company headquartered in Leeds that has operated since 1997. It serves approximately 1.7 million customers across 9 markets, employing over 21,000 colleagues worldwide. The company operates what it describes as the world's largest home credit business, blending traditional in-person lending with digital fintech channels to deliver unsecured consumer credit and insurance products.
The company's product range spans home credit installment loans, digital installment loans, hybrid loans, credit cards, retail credit, revolving credit lines, and mobile wallet solutions, alongside insurance offerings. This portfolio reflects its dual approach: maintaining established home credit operations whilst expanding through mobile payments and digital lending platforms. The products are positioned around accessibility and affordability for customers with essential financial needs.
International Personal Finance emphasises responsible lending practices and financial inclusion as core to its operations. Its technical infrastructure supports both field-based home credit delivery and digital channels, requiring capabilities across fintech platforms, mobile payments, retail credit systems, and integrated insurance offerings across multiple geographic markets.
