Ivy provides a financial infrastructure for payments and banking, positioning itself as a 'default instant, global payments network' that helps businesses move money faster and more efficiently. On its platform, customers can move funds in and out of the system via local payment rails or stablecoins, store funds in named accounts and wallets, and convert between local currencies and stablecoins 24/7/365. The company emphasizes lower-cost, end-to-end payment flows by removing expensive intermediaries (such as wallets, cards, or banks) and improving settlement speed for better cash flow.
Through a single API, Ivy supports instant bank payments across Europe and indicates availability in over 60 countries. It also addresses payment reliability and risk reduction by describing 'bank-grade secure payments' designed to eliminate chargeback risks once payments are confirmed. Ivy serves multiple industries including Crypto, Trading, Payment Service Providers, and Global Marketplaces, and promotes guided setup with developer-friendly APIs for onboarding.
