Lead Bank is an FDIC-insured, state-chartered bank headquartered in Kansas City, Missouri, founded in 1928. The company operates at the intersection of traditional banking and financial technology, offering both business and personal banking services alongside a Banking-as-a-Service (BaaS) platform designed to serve fintech and crypto companies.
Its API-driven BaaS platform enables other fintechs and crypto companies to embed financial services directly into their products. Programmable financial services available through the platform include lending origination and disbursements, global money movement, card issuing, and FDIC-insured accounts. Technical work spans API-driven platform development, BaaS infrastructure, and financial services integration.
The company positions itself as built "for founders by founders" and has received recognition from Forbes on its Fintech 50 and America's Best Startup Employers lists, CNBC's Disruptors 50, and Newsweek's Most Loved Workplaces.
