Lendingkart is a fintech company founded in 2014 that provides unsecured business loans to micro, small, and medium enterprises (MSMEs) in India. The company's platform processes and disburses loans up to ₹50 lakhs through a fully digital, paperless process, offering repayment terms from 6 to 36 months. It has facilitated over 280,000 such loans across more than 1,300 cities.
The company's technology stack is built around advanced analytics, big data, AI, and machine learning, which underpin its credit assessment and lending operations. Its engineering teams work on systems that handle large-scale data processing and real-time decision-making to serve its core business of simplified MSME finance.
Lendingkart has offices in Ahmedabad, Bengaluru, Mumbai, and Gurugram, serving borrowers throughout India. The company operates in the fintech vertical with a specific focus on business lending and MSME finance.
