ONE ZERO Digital Bank is Israel's first fully digital independent bank, established in 2019 and operating under the supervision of the Bank of Israel. Founded by tech entrepreneur Professor Amnon Shashua, who holds a controlling stake, the bank serves over 180,000 customers through a platform built from the ground up as a digital operation rather than a traditional bank with a digital layer added.
The bank delivers private-banking-level services to everyday customers through advanced technology, automation, and artificial intelligence. Its product suite includes fee-free checking accounts, competitive credit options, and personal banker phone support available 24 hours a day. The approach combines regulatory rigour with fintech-style convenience and innovation, positioning itself as distinct from both legacy banking institutions and purely digital challengers.
Core technical competencies centre on digital banking platforms, financial technology infrastructure, automation systems, and AI applications. The company emphasises human-machine integration - using technology to enhance rather than replace customer service, with round-the-clock personal support from bankers complementing its digital systems.