In 2017, our founders Ty Harris and Matt Wielbut recognized a critical gap in the homeowners insurance market: comprehensive coverage that was actually simple to understand and purchase. Drawing from Harris's experience at Liberty Mutual and Wielbut's background building two insurtech ventures, they founded Openly in Boston to rebuild insurance from the ground up. They saw an opportunity to leverage actuarial science, machine learning, and cutting-edge technology to create a platform where independent agents could provide premium, customizable coverage without the traditional headaches.
What started as a vision to make premium insurance straightforward has evolved into a technology-enabled company serving homeowners across 24 states. Openly offers guaranteed replacement cost coverage up to $5M and liability coverage up to $1M, with policies that are truly customizable to individual needs. The company's leadership team brings over 200 years of combined industry experience, having identified and addressed the fundamental gaps in traditional insurance - from customer service to technology. By embracing what works and eliminating what doesn't, Openly continues to expand its footprint, partnering with independent agents to deliver clarity, flexibility, and peace of mind to homeowners who deserve more complete coverage at competitive prices.
