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About

At Parafin, we're building the infrastructure that powers embedded financial services for marketplaces, vertical SaaS platforms, and payment processors. Our team of innovators hails from Stripe, Square, Plaid, Coinbase, Robinhood, and CERN-united by a mission to grow small businesses through better access to capital. We believe in solving complex financial challenges with elegant technology, abstracting away the intricacies of underwriting, compliance, and servicing so platforms can focus on what they do best. Our engineers own critical systems end-to-end, from frontend polish to backend infrastructure, with an emphasis on shipping reliable, scalable products that serve hundreds of thousands of businesses.

We thrive on collaboration across functions and technical depth. Whether building AI-powered underwriting models trained on over a billion data points or crafting seamless white-labeled integrations, we prioritize thoughtful engineering over rigid processes. Our culture rewards curiosity, ownership, and the relentless pursuit of better ways to serve small businesses. As a Series C company backed by Ribbit Capital, Thrive Capital, GIC, and Notable Capital, we've scaled to $25B+ in offers extended while maintaining the startup mindset that got us here. We optimize for impact, not facetime-which means building systems and teams that can move fast without breaking things.

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