PenAir Credit Union is a member-owned financial institution headquartered in Pensacola, Florida, and the largest and oldest credit union in the city. Founded in 1936, the organisation manages over $2.6 billion in total assets and operates 15 locations across Northwest Florida, Southeast Alabama, and Virginia, serving customers in Baldwin County (Alabama) and Escambia, Santa Rosa, and Okaloosa Counties (Florida).
The credit union provides a comprehensive range of financial products and services to both retail and commercial members. Its offerings include deposit accounts (checking and savings), lending products (home, vehicle, and personal loans), credit cards, and specialised services such as business banking and commercial lending. For members focused on longer-term financial planning, PenAir offers wealth management and retirement planning advisory services.
PenAir's culture centres on three core principles: respect, service, and communerosity - a fusion of community and generosity. The organisation pursues a purpose-driven mission, with team members engaged in creating generational impact through financial education and community support. This commitment manifests in education initiatives, financial wellness programmes, charitable activities, and local sponsorships. The credit union balances traditional personal service with modern digital banking capabilities to meet evolving member needs.
