R2 is a fintech company founded in 2020 that has built Latin America's leading embedded finance platform. The company enables digital platforms - including payment processors, marketplaces, delivery apps, and e-commerce providers - to offer financing directly to their small and medium-sized business (SMB) users. Its platform allows these partners to integrate financial services seamlessly into their existing ecosystems.
The company's technology stack focuses on embedded finance, AI-driven risk models, and revenue-based financing. R2 has facilitated over 180,000 loans, with capital ranging from $100 to more than $100,000. The firm operates across Mexico, Brazil, Chile, Colombia, and Peru.
R2 holds ISO 27001:2022 certification and runs its infrastructure on Amazon Web Services with AES-256 encryption, reflecting a focus on security standards in handling financial data.
