Richmond National is a specialty property and casualty insurance company founded in 2021. The firm operates in the excess and surplus lines market, providing coverage tailored to small and mid-sized businesses across the United States and the District of Columbia. It holds an A- financial strength rating from A.M. Best Company.
The company organises its offerings into three main product lines. Its Casualty Lines include General Casualty, Contractors Casualty, Excess Casualty, and Products Liability. Professional Lines cover Professional Liability, Public Entity, Allied Healthcare, and Management Liability. A Commercial Property product rounds out the portfolio.
As a relatively young insurer focused on specialty markets, Richmond National builds its underwriting around niche commercial risks that fall outside standard insurance programmes. Its concentration on the excess and surplus segment allows it to serve businesses with non-standard risk profiles requiring bespoke coverage solutions.
