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At Kalepa, we believe software quality comes from small teams with real ownership. Our engineers tackle complex problems with no existing solutions - we don't follow templates. We measure what matters: client revenue growth, profitability improvements, and real-world impact. That's why insurers using Copilot report underwriting productivity gains of nearly 2x and meaningful loss ratio improvements. We optimize for customer outcomes, not vanity metrics. We're a meritocracy where exceptional people thrive. Our team brings experience from Facebook, Google, Amazon, Mastercard, and Uber, but titles don't matter - results do. We're transparent with each other, avoiding corporate politics. We experiment relentlessly: test, measure, iterate. This culture extends globally across 10+ languages, with regional meetups and annual offsites in places like Rome, Buenos Aires, Lisbon, and Cartagena. We're remote-first by design, investing deeply in bringing people together to build bonds that drive collaboration.

Shakepay exists to solve a fundamental problem: the traditional financial system incentivizes borrowing and spending rather than saving for the future. Every year, millions of Canadians watch their savings erode as their hard-earned money sits in accounts that fail to preserve purchasing power. Shakepay is changing that by making Bitcoin - the soundest money to ever exist - accessible to everyone. Through a beautifully simple app, over one million Canadians are now able to buy, earn, and save in bitcoin, taking control of their financial future with a monetary system designed for the long term rather than short-term consumption. Launched in 2015 in Montreal, Shakepay has grown from a bold idea into a trusted financial platform that has facilitated over $10 billion in digital currency transactions. The company's mission is to usher in a Bitcoin golden age - a period of human flourishing enabled by honest money that doesn't debase. Shakepay gives Canadians their fair shake through innovative products like the Shakepay Card (earning bitcoin cashback on everyday purchases), Shakepay Interest (earning BTC on CAD balances), and the iconic 'shake to earn' feature. Regulated across all Canadian provinces and territories, backed by world-class investors, and SOC 2 certified, Shakepay combines the revolutionary potential of Bitcoin with the security and trust required for mainstream adoption.

Versapay is a North American financial technology company that transforms accounts receivable into a competitive advantage for businesses. The company specializes in cloud-based accounts receivable automation software that streamlines the entire invoice-to-cash process. Founded in 2006, Versapay has established itself as a leader in Collaborative Accounts Receivable, serving over 10,000 customers and facilitating more than 110 million transactions annually with a payment volume exceeding $170 billion. The platform automates critical financial operations including digital invoicing, cash application, collections management, and payment reconciliation. Versapay integrates seamlessly with major enterprise resource planning systems such as Oracle NetSuite, Sage Intacct, and Microsoft Dynamics 365. By connecting finance teams, customers, and business systems in one ecosystem, Versapay delivers end-to-end cash flow clarity that helps finance leaders unlock working capital, reduce days sales outstanding, and accelerate business momentum.

In 2002, Rodrigo Teijeiro founded Tarjetas Telefónicas in Argentina, motivated by a personal need and a purpose to connect people through a more affordable and convenient way to pay for international calls. What began as a website for phone cards would evolve into something far more impactful. By 2010, recognizing the growing mobile market, the company transformed into Recarga.com - the first website to offer mobile top-ups with credit card payments in Brazil. The evolution continued in 2015 when Recarga.com became the RecargaPay app, with the company deciding to focus exclusively on serving Brazilian consumers. Today, RecargaPay has grown into a comprehensive financial super app serving over 12 million Brazilians, processing more than USD 4.5 billion in annual transaction volume. Authorized by the Brazilian Central Bank and backed by over US$120 million in investments, RecargaPay empowers both banked and unbanked individuals to invest, pay, borrow, and earn money through a single platform - truly rethinking what's possible in everyday financial services.

We challenge the traditional norms of consulting as an international collaboratory, blending digital and advisory services for public and private clients. Together, we encompass more than 30 legal entities in more than 20 countries, combining local presence with cross-border expertise to support projects from the Nordics to Central Asia. Our approach is simple: we question the answer. We don't just deliver reports – we roll up our sleeves and work alongside our clients to turn strategies into reality. Whether it's helping governments design economic development programs, supporting startups secure EU funding, or building digital products that transform how businesses operate, we bring curiosity and integrity to every engagement. We're explorers at heart, powered by diversity and passionate about growth, both for our clients and our people.

Cotiviti enables healthcare organizations to deliver better care at lower cost through advanced technology and data analytics. The company specializes in payment accuracy, risk adjustment, quality improvement, and member engagement solutions that help healthcare payers, providers, government entities, and retailers optimize their financial and clinical performance. Cotiviti's proprietary analytics platforms leverage artificial intelligence and machine learning to identify opportunities for cost reduction, recover improper payments, and improve overall healthcare quality. With decades of experience in healthcare analytics, Cotiviti serves as a trusted partner for some of the nation's largest health plans, retailers, and Fortune 1000 companies. The company's comprehensive solutions address critical challenges across the healthcare ecosystem, including payment integrity, clinical chart validation, HEDIS and Star Ratings optimization, risk adjustment, and consumer engagement. Cotiviti continues to invest in innovative technologies and recently completed the acquisition of Edifecs to expand its capabilities in healthcare data interoperability.