TBC Bank is Uzbekistan's largest mobile-only bank and a subsidiary of the London-listed TBC Bank Group. Launched in 2020, it operates without physical branches, delivering retail and business financial services entirely through its mobile application. By 2024, the platform had accumulated over 17 million registered users, making it the leading digital banking ecosystem in Central Asia. It has been recognised by CNBC and Statista as one of the world's leading fintech companies.
The bank's technology stack spans digital payments, installment and buy-now-pay-later financing, digital insurance, and retail and MSME banking. Its product ecosystem includes several distinct offerings:
- TBC Bank (retail) – mobile-first retail banking for individual customers
- TBC Business – banking products for entrepreneurs and small and medium-sized enterprises
- payme – a standalone payments application
- TBC Nasiya – installment financing
- TBC Sug'urta – digital insurance
- BILLZ – a retail platform serving the broader commerce ecosystem
TBC Bank employs over 4,000 professionals drawn from more than 28 countries. Its engineering and product work sits at the intersection of mobile development, payments infrastructure, financial technology, and digital transformation - operating at a scale that positions it among the larger fintech employers in the region.
