Every year, millions of Americans are denied financial opportunities because outdated verification systems can't see beyond credit scores. Traditional income and employment verification is slow, expensive, and often inaccurate - leaving 45 million Americans considered "credit invisible" and forcing 60% of adults to rely on predatory options when unexpected expenses arise.
Truv exists to fix this broken system. By building a platform that connects directly to over 12,800 payroll providers, employers, and gig platforms, Truv puts data back in consumers' hands and gives lenders instant access to verified income, employment, assets, and insurance information. Founded in 2020 by Kirill Klokov after he was rejected by 14 financial institutions despite having a high-paying job, Truv now covers more than 150 million Americans and processes millions of transactions annually - enabling faster, fairer, and more affordable financial decisions for everyone.
