Twisto is a fintech company founded in 2013 in Prague that provides buy now, pay later and mobile payment services across Central and Eastern Europe. The company serves 2.5 million customers in the Czech Republic, Poland, and Romania, and has integrated its platform with over 60,000 online retailers in the region.
The company's core offering centres on flexible payment options for both online and brick-and-mortar purchases. Customers can defer payments for up to 45 days without fees, split purchases into three interest-free installments, or use virtual and physical cards issued through the platform. Twisto's mobile application aggregates all payments into a single statement, simplifying management of multiple transactions across integrated merchants.
Product innovation forms part of Twisto's strategy, evidenced by features such as Twisto Snap, which uses optical character recognition to automatically process photographed invoices and receipts. In 2023, Twisto became part of the Param fintech group, positioning the company for accelerated expansion across Europe.
