U.S. Bank National Association

In 1855, a group of millers and merchants founded the Bank of Toronto, recognizing that Canada's emerging grain industry needed essential financial services to grow. Nearly a century later, in 1955, the Bank of Toronto merged with The Dominion Bank to form The Toronto-Dominion Bank, creating a financial institution built on a shared vision of serving communities. From those early days of supporting farmers and merchants, TD has grown into one of North America's top 10 financial services companies, guided by the principle that people matter most. Today, TD operates as a remarkably human and refreshingly simple bank, offering retail, small business, and commercial banking products to millions of customers across Canada and the United States. With over 95,000 employees serving more than 10 million customers through over 1,100 locations, TD continues to honor its roots while innovating for the future. The bank's TD Ready Commitment represents a pledge to give back, dedicating approximately $750 million by 2030 to drive positive change in financial security, environmental sustainability, connected communities, and better health.

M&T Bank Corporation has been making a difference in people's lives since 1856, operating as a community-focused banking franchise with over $211 billion in assets and 950+ branches across the eastern United States. With more than 17,000 employees, M&T delivers the personalized service of a community bank backed by the resources of a large financial institution. The bank has demonstrated exceptional stability, maintaining profitability for 170 consecutive quarters—more than 42 straight years—and consistently ranking among the top 10 SBA lenders nationally. In 2024 alone, M&T Bank contributed over $67.4 million to support 4,006 non-profit organizations, while employees dedicated 245,895 volunteer hours to their communities. More than half of M&T's employees own company stock, reflecting their deep personal investment in the bank's mission. Guided by core values of integrity, curiosity, candor, ownership, and collaboration, M&T has earned recognition as a top 5% bank by Greenwich Awards for its commitment to customer experience and community impact.

SouthState Bank Corporation (NYSE: SSB) is a financial services company headquartered in Winter Haven, Florida, providing consumer, commercial, mortgage, and wealth management solutions to more than 1.8 million customers throughout Florida, Texas, the Carolinas, Georgia, Colorado, Alabama, Virginia, and Tennessee. The bank also serves clients nationwide through its correspondent banking division. SouthState combines personal relationships with forward-thinking solutions, building on a legacy that began in the 1930s. With more than 5,000 team members across hundreds of locations, SouthState has grown through strategic mergers and acquisitions while maintaining deep community roots. The bank is committed to improving the communities it serves through corporate stewardship initiatives, including affordable housing funding, employee volunteer programs, and diversity and inclusion efforts. SouthState offers innovative digital banking tools alongside traditional branch services, positioning itself as a modern regional bank focused on customer experience and community impact.

Raiffeisen Bank International AG is one of Austria's leading corporate and investment banks, with its home market in Austria and Central and Eastern Europe (CEE). The bank operates as a universal bank in 13 CEE markets covered by subsidiary banks and maintains a presence in 24 countries worldwide. With approximately 46,000 employees serving 19 million customers through 1,771 business outlets, RBI represents a substantial banking network in the region. The bank is listed on the Vienna Stock Exchange and is Austria's second-largest bank with a balance sheet total of €192 billion as of December 31, 2021. RBI provides a comprehensive range of financial services including corporate banking, retail banking, investment banking, and specialized services such as Premium Banking and Private Banking. The bank traces its origins to the Raiffeisen cooperative movement dating back to 1886, with Raiffeisen Bank International AG formally established in 2010. The Austrian Regional Raiffeisen Banks hold approximately 58.8% of the shares, while the remainder is free-float. The bank is committed to responsible banking practices and sustainability initiatives, positioning itself as an experienced partner for business growth in the CEE region and beyond.

Commonwealth Bank is Australia's leading provider of integrated financial services, serving more than 17 million customers across retail, premium, business and institutional banking. The bank delivers comprehensive financial solutions including superannuation, insurance, share-broking products and services, with a primary focus on the Australian market and operations in New Zealand through subsidiary ASB. With a strategy to build tomorrow's bank today, CommBank leverages its strength to support customers, invest in communities and provide stability for the broader economy. The bank employs over 48,900 people across the Commonwealth Bank Group, offering market-leading products and services through its Retail Banking Services, Business Banking, Institutional Banking and Markets divisions, and ASB New Zealand. Founded in 1911 under the Commonwealth Bank Act, CommBank has grown from a government-owned savings bank to one of Australia's largest and most influential financial institutions.

The Home Depot exists to solve a fundamental challenge for millions of people: making home improvement accessible, affordable, and achievable for everyone. Founded in 1978 by Bernie Marcus and Arthur Blank, the company revolutionized the hardware store concept by creating massive warehouses stocked with an unprecedented selection of products, staffed by knowledgeable associates who could actually teach customers how to complete their projects. What began as two stores in Atlanta has grown into the world's largest home improvement retailer, operating more than 2,300 stores across North America and serving DIYers, professional contractors, and Do-It-For-Me customers alike. At its core, The Home Depot is driven by a simple but powerful mission: to help people improve the places they call home. The company's inverted pyramid philosophy puts customers and front-line associates first, recognizing that when people are supported with the right tools, knowledge, and guidance, they can transform their living spaces and their lives. With approximately 475,000 orange-blooded associates and a commitment to eight core values including Respect for All People and Taking Care of Our People, The Home Depot continues to evolve through interconnected retail, innovative technology, and a deep connection to the communities it serves.