Univé is a cooperative financial services provider serving private and business customers in the Netherlands. The company helps customers limit risks, prevent damage, and take out insurance when protection is needed. It serves more than 1.8 million policyholders through a nationwide network of regional entities and shops, combining online self-service with personal support.
Technical work at Univé spans data analytics, artificial intelligence, digital self-service, process optimization, risk signaling, and claims process automation. These domains support a product range that includes auto, health, travel, home, liability, life, and legal assistance insurance, along with mortgage advice and business insurance.
The company was founded in 1794, when groups of farmers jointly took out mutual fire insurance. Univé operates as a cooperative on the principle that members help each other and share risks collectively, and it operates without a profit motive. The vast majority of its policyholders are also members and cooperator of the cooperative.
Univé operates in the insurance, financial services, mortgages, and risk management sectors. Its geographic presence is limited to the Netherlands.
