Xtrm is a global payment platform founded in 2012, privately held and operating without venture capital funding. The company maintains offices in eight countries, including Miami, London, Chennai, Hong Kong, Toronto, Sydney, Singapore, Dublin, and Zurich, and serves over 25,000 companies worldwide.
The platform enables businesses to send, receive, manage, exchange, and distribute payments across B2B, B2C, C2C, and C2B use cases. It supports over 140 global currencies and more than 150 multinational digital gift cards. Xtrm also offers white-label API solutions that allow developers to embed payment functionality directly into web or mobile applications.
Technically, the company operates in the fintech and payment platform architecture space, with a focus on digital wallet capabilities. Its business model is lean and revenue-driven, with a stated emphasis on full regulatory compliance including SOX, KYC, and AML standards.
