Youtap, founded in 2007, is a software company that provides cloud-native platforms for the financial and commerce ecosystem. The company serves banks, financial service providers, retailers, mobile operators, and enterprises globally, with offices in Auckland, New York, Jakarta, and Singapore.
The company's core offering centres on API-driven architectures that enable clients to launch branded digital services within weeks. Its product suite includes YouPay (white-label digital wallets and payments), YouBank (digital banking), YouReward (loyalty and rewards), and YouShop (merchant services and point-of-sale systems). These platforms integrate with existing infrastructure and support use cases including core banking, embedded finance, agency banking, and customer engagement programmes.
Youtap operates with a team of over 200 staff and is backed by investors including Verifone and Salim Group. The company positions itself around scalable, cloud-based architecture designed to reduce deployment timelines and streamline integration across diverse financial and retail ecosystems.
