Zed is building an AI-native, licensed neobank in the Philippines aimed at young professionals in global markets. The company uses foundational AI models to assess credit risk by analyzing transaction data, financial documents, and other unstructured data sources, with the goal of expanding access to premium financial services. Its engineering, product, and design teams are based in San Francisco, while operations are headquartered in Manila.
The company targets a potential market of 200 million college-educated young professionals across emerging Asia. Technical work spans AI/ML, underwriting model development, transaction data analysis, and unstructured data processing. Zed has raised $22.5 million in Seed and Series A funding.






