AffiniPay

emerchantpay is a leading global payment service provider and acquirer, supporting online, mobile, in-store and phone payments. With over 20 years of presence in the global fintech landscape, the company partners with medium to large businesses across industries to deliver tailored solutions that boost payment efficiency and profitability. Their single integration offers access to global acquiring, local and international payment methods, advanced fraud protection, and performance optimisation. Operating with a global footprint across offices in London, Amsterdam, Beijing, Bengaluru, Cape Town, Dubai, Munich, São Paulo, and Sofia, emerchantpay combines cutting-edge technology with a customer-first approach. The company helps businesses create smooth, engaging payment experiences worldwide, empowering them to accept payments from consumers everywhere through their comprehensive payment ecosystem.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Founded in 2012 by PayPal co-founder Max Levchin, the company exists to solve a fundamental problem with traditional credit: the traps and predatory practices that keep people trapped in debt cycles. Affirm delivers honest financial products that improve lives by offering transparent, simple installment loans at the point of sale - whether online, in-store, or through digital wallets - with no late fees, no hidden charges, and clear terms upfront. Today, Affirm is the largest U.S.-based buy now, pay later financier, serving nearly 26 million users and processing $37 billion in annual payments across the United States, Canada, and the United Kingdom. The company’s mission-driven approach combines modern technology with ethical underwriting practices that consider credit scores alongside other relevant factors, using machine learning to assess transactions more holistically. By eliminating late fees and compounding interest while providing flexible payment options, Affirm empowers consumers to make smarter financial decisions and helps merchants drive growth through increased conversion rates and higher order values. When customers win, Affirm wins.

At Parafin, we're building the infrastructure that powers embedded financial services for marketplaces, vertical SaaS platforms, and payment processors. Our team of innovators hails from Stripe, Square, Plaid, Coinbase, Robinhood, and CERN-united by a mission to grow small businesses through better access to capital. We believe in solving complex financial challenges with elegant technology, abstracting away the intricacies of underwriting, compliance, and servicing so platforms can focus on what they do best. Our engineers own critical systems end-to-end, from frontend polish to backend infrastructure, with an emphasis on shipping reliable, scalable products that serve hundreds of thousands of businesses. We thrive on collaboration across functions and technical depth. Whether building AI-powered underwriting models trained on over a billion data points or crafting seamless white-labeled integrations, we prioritize thoughtful engineering over rigid processes. Our culture rewards curiosity, ownership, and the relentless pursuit of better ways to serve small businesses. As a Series C company backed by Ribbit Capital, Thrive Capital, GIC, and Notable Capital, we've scaled to $25B+ in offers extended while maintaining the startup mindset that got us here. We optimize for impact, not facetime-which means building systems and teams that can move fast without breaking things.

Influur was born out of a critical gap in the creator economy. When co-founder Alessandra Angelini worked at CNN, she discovered that brands struggled to connect with influencers - influencers were overwhelmed with thousands of messages across platforms and simply couldn't keep up. Together with her co-founders, Angelini envisioned a platform that would revolutionize influencer marketing the way Google AdSense transformed advertising, creating a seamless bridge between corporate brands and the creator world. Today, Influur stands as the first two-sided marketplace purpose-built for the creator economy, backed by $10 million in Series A funding from Point72 Ventures and HTwenty Capital. The platform hosts over 30,000 verified influencers and 5,000 brands across 11 countries, offering cutting-edge AI tools that help brands predict campaign performance and ensure creators get paid on time. Unlike platforms that scrape web data, Influur maintains a verified community where influencers typically respond within 24 hours. The company's innovative financial tools include an escrow-based payment system and instant payouts, positioning Influur to become the financial backbone for creators worldwide. With offices spanning Miami, San Francisco, Mexico, and Argentina, Influur continues to scale rapidly, serving major clients like Meta, Warner Music Group, Paramount, and Netflix while redefining how brands and creators collaborate in the digital age.

In 2015, Dispel emerged from a critical insight: traditional security tools were failing the unique demands of operational technology environments. While industrial organizations struggled with fragmented remote access solutions, static attack surfaces, and vendor access workflows that created dangerous security gaps, the founders envisioned a different approach - one built for how OT actually works. They pioneered network-level Moving Target Defense (MTD), developing the Dispel Zero Trust Engine to establish a secure, scalable connectivity layer across all equipment makes, models, and generations. Today, Dispel has grown to protect over $500 billion in manufactured goods annually, securing remote access for 54 million utility users worldwide, and safeguarding 50% of the U.S. baby formula supply. The platform delivers OT secure remote access, industrial data streaming, and integrated threat monitoring - enabling organizations to cut downtime by up to 80% while strengthening cyber resilience.

Vaayu is the world's first automated AI software empowering retail brands and businesses to track and cut environmental impact in real-time. By leveraging proprietary AI and machine learning technology, Vaayu calculates impacts like emissions, water and waste across product, packaging and logistics, using certified LCA methodologies to provide granular insights and inform data-driven decision-making. The platform enables retailers to monitor product, order and company footprints, identify hotspots in materials, manufacturing and logistics, and test reduction actions through scenario modelling. Vaayu has pioneered research into the climate impact potential of circular business models with Vinted and Otrium, and calculated product footprints at scale for Klarna and Redcare. Other global partnerships include Veja, New Balance, ASKET, Missoma, Ace & Tate and Wunderman Thompson Commerce. Named one of TIME's 2022 Best Inventions, Fast Company's 2022 Next Big Things in Tech, and winner of the Europas 2022 Hottest Climate Tech/Sustainability Startup Award, Vaayu has created retail's largest and most accurate impact database which is continually evolving to power reduction at scale. The company's methodology follows the GHG Protocol and has been certified by TÜV Rheinland.