Alma is a European buy now, pay later (BNPL) platform operating across 10 countries. It provides instalment and deferred payment solutions to merchants at the point of sale, handling the underlying credit and payment infrastructure so retailers can offer flexible terms to their customers. The platform serves over 21,000 merchants and 8 million consumers, and generates more than €100 million in annual recurring revenue while processing billions of euros in payment volume.
The company's engineering work spans the full payments stack: backend systems built for scale and reliability, risk and compliance engines, data pipelines, and product-facing tooling. Teams work across fintech infrastructure where performance, security, and code quality carry direct financial and regulatory consequence. Cross-functional collaboration between engineering, product, risk, and compliance is a regular part of the development process.
Alma has grown from two people to a team of over 360 - internally referred to as Almakers - while expanding its merchant and consumer base across Europe. The engineering culture places emphasis on shipping quickly without compromising on security or maintainability, reflecting the operational demands of a regulated financial services business at scale.
