Cerved is an Italian technology company founded in 1973 that provides data-driven information services and predictive solutions to businesses and financial institutions. The company operates across multiple domains including data analytics, predictive modeling, credit risk analysis, fraud detection, and ESG ratings. It serves over 30,000 customers across Italy and operates as part of ION Group following its acquisition in September 2021.
The company's product portfolio spans Smart Business for financial performance enhancement, Smart Commerce for identifying growth opportunities, and Smart Lending for optimising credit decisions. Cerved also offers Credit Management solutions focused on minimising insolvency risk and non-performing loan management, alongside Fraud & Compliance products addressing regulatory requirements and fraud detection needs.
Cerved Rating Agency, a subsidiary, operates as one of Europe's leading credit rating agencies, providing creditworthiness assessments, ESG ratings, and debt issuance analysis. The parent company additionally produces industry analysis and research publications to help businesses understand economic trends, and develops AI-driven services that generate predictive signals and advanced analytics for strategic decision-making.
