FICO is a leading analytics software company that transforms how businesses make decisions across the customer lifecycle. Since 1956, FICO has pioneered predictive analytics and data science, enabling organizations in more than 90 countries to drive growth, profitability, and customer satisfaction. The company's FICO Scores are used by 90% of top US lenders to assess credit risk, making it the standard for consumer credit decisions globally.
Beyond credit scoring, FICO's platform powers real-time fraud detection for 4 billion payment cards worldwide and delivers enterprise optimization solutions across banking, healthcare, insurance, retail, telecommunications, and government sectors. FICO applies artificial intelligence and machine learning to help businesses fight fraud, manage risk, optimize customer relationships, and make smarter operational decisions at scale.