Neon is a Brazilian digital bank founded in 2016 and authorised by the Central Bank of Brazil. Operating entirely through a mobile app, it offers current accounts, credit cards with no annual fee, personal loans, CDB fixed-income investments, and support for Pix, Brazil's instant payment system. The company processes over R$ 5.8 billion in monthly transactions and serves more than 32 million customers, with a stated focus on workers in the C, D, and E economic segments who are underserved by traditional banks.
The engineering and product organisation - part of a team of over 1,700 people - is responsible for the full stack of a regulated financial institution: mobile banking, transaction processing, consumer lending systems, investment products, and real-time payments infrastructure. Investors include BBVA, General Atlantic, and BlackRock.
Neon describes its culture as non-conformist and purpose-driven, with an emphasis on product simplicity and financial inclusion. Its stated mission is to create paths to a better financial life for all Brazilians.