Fintech Farm, founded in 2020 and headquartered in the United Kingdom, develops and operates credit-led neobanks in emerging markets. The company partners with traditional local banks to launch digital banking services, deploying its proprietary "Neobank-in-a-box" solution, which bundles a mobile banking app, an end-to-end technology stack, credit engines, and AI-powered credit models.
The company's model is to build and run neobanks under local brands in partnership with established banks. It has launched services in Azerbaijan (Leobank), Vietnam (Liobank), Kyrgyzstan (Simbank), India (Roarbank), Uzbekistan (Tez), and Morocco (Credit+). Collectively, these operations serve over 4 million customers. Fintech Farm's stated ambition is to expand into over 50 markets and serve more than 100 million customers.
Engineering work at Fintech Farm spans the full stack of digital banking products. Technical domains include mobile app development, building end-to-end neobank platforms, and developing credit engines with AI-driven modelling. The company operates a performance-based compensation model linked to the success of its neobank ventures.
