If P&C Insurance is the largest property and casualty insurer in the Nordic region, serving approximately 4.6 million customers across Sweden, Norway, Finland, Denmark, and the Baltic countries. Founded in 1999, the company holds roughly 20 percent market share in the Nordics and insures one in five homes in the region. It operates as a fully owned subsidiary of Sampo Group.
The company organizes its operations into four business areas. The Private segment serves individual customers with home and car insurance. The Commercial segment provides insurance products tailored to businesses, while the Industrial division offers complex corporate risk management solutions for larger enterprises. The Baltic business area serves customers in Latvia, Lithuania, and Estonia with regionally tailored products.
If P&C Insurance handles over 1.4 million claims annually, with approximately half processed within 24 hours. The company maintains a stated commitment to sustainability and positions itself around reliability in the insurance market.