Kredivo Group is a fintech company providing digital financial services to underbanked consumers across Southeast Asia, with a focus on Indonesia and Vietnam. The group operates several brands, including the Kredivo digital credit platform for e-commerce and offline purchases, the Krom Bank Indonesia neobank, and KrediFazz. Its core technical domain involves AI-enabled real-time decisioning for financial services.
The company addresses a significant market gap: approximately 66% of the population in Southeast Asia is unbanked or underbanked, and in Indonesia less than 10% of the middle class possess a credit card. Kredivo Group has raised over $821 million in funding and holds an approximate valuation of $2.5 billion.
