M&T Bank Corporation

In 1855, a group of millers and merchants founded the Bank of Toronto, recognizing that Canada's emerging grain industry needed essential financial services to grow. Nearly a century later, in 1955, the Bank of Toronto merged with The Dominion Bank to form The Toronto-Dominion Bank, creating a financial institution built on a shared vision of serving communities. From those early days of supporting farmers and merchants, TD has grown into one of North America's top 10 financial services companies, guided by the principle that people matter most. Today, TD operates as a remarkably human and refreshingly simple bank, offering retail, small business, and commercial banking products to millions of customers across Canada and the United States. With over 95,000 employees serving more than 10 million customers through over 1,100 locations, TD continues to honor its roots while innovating for the future. The bank's TD Ready Commitment represents a pledge to give back, dedicating approximately $750 million by 2030 to drive positive change in financial security, environmental sustainability, connected communities, and better health.

In 1995, our founders realized something: Brazilian companies had incredible technical talent but lacked systematic approaches to turn that potential into global impact. Working from Campinas, São Paulo, they built CI&T to bridge the gap between human expertise and technological transformation. What started as a research and development partnership with global tech leaders evolved into a multinational force - nearly 30 years later, we're 8,000+ strong across four continents, helping the world's most ambitious enterprises navigate change with clarity and speed. Today, we combine human intelligence with artificial intelligence to solve complex business problems. Our nearshore delivery model means we bring high-performance, cost-effective solutions with seamless collaboration and cultural alignment. We've grown from a Brazilian software development company to a publicly traded global partner (NYSE: CINT), delivering tech-integrated business solutions across retail, financial services, automotive, healthcare, and beyond. With CI&T FLOW, our proprietary Gen AI platform, we connect prototype, code, and business logic so AI works with reality - not in a vacuum. Through strategic acquisitions and organic growth, we've expanded from Brazil to the United States, Japan, China, Colombia, Europe, and Australia, proving that world-class engineering and cultural empathy can transform how technology serves business.

Commonwealth Bank is Australia's leading provider of integrated financial services, serving more than 17 million customers across retail, premium, business and institutional banking. The bank delivers comprehensive financial solutions including superannuation, insurance, share-broking products and services, with a primary focus on the Australian market and operations in New Zealand through subsidiary ASB. With a strategy to build tomorrow's bank today, CommBank leverages its strength to support customers, invest in communities and provide stability for the broader economy. The bank employs over 48,900 people across the Commonwealth Bank Group, offering market-leading products and services through its Retail Banking Services, Business Banking, Institutional Banking and Markets divisions, and ASB New Zealand. Founded in 1911 under the Commonwealth Bank Act, CommBank has grown from a government-owned savings bank to one of Australia's largest and most influential financial institutions.

U.S. Bank is the fifth-largest commercial bank in the United States, with roots tracing back to 1863 when Abraham Lincoln's administration approved national bank charter No. 24 on July 13. Today, the bank operates 3,661 branches and 4,771 ATMs across the country, serving millions of customers through a comprehensive suite of financial services. As a wholly owned subsidiary of U.S. Bancorp, the institution has built a 160-year legacy of financial strength and stability, combining traditional banking values with innovative digital solutions to meet the evolving needs of individuals, businesses, and communities. The bank's diverse offerings span personal and business banking, wealth management, mortgage services, credit cards, and investment solutions. U.S. Bank serves over 1.5 million customers globally through its Elavon payment processing subsidiary, demonstrating its scale as a financial powerhouse. The company's commitment to technological innovation is evident in its mobile banking platform, online investing tools, and digital payment solutions. With headquarters at 800 Nicollet Mall in Minneapolis and naming rights to U.S. Bank Stadium, the institution maintains a strong physical and digital presence, helping customers achieve their financial goals through best-in-class technology and personalized human guidance.

Raiffeisen Bank International AG is one of Austria's leading corporate and investment banks, with its home market in Austria and Central and Eastern Europe (CEE). The bank operates as a universal bank in 13 CEE markets covered by subsidiary banks and maintains a presence in 24 countries worldwide. With approximately 46,000 employees serving 19 million customers through 1,771 business outlets, RBI represents a substantial banking network in the region. The bank is listed on the Vienna Stock Exchange and is Austria's second-largest bank with a balance sheet total of €192 billion as of December 31, 2021. RBI provides a comprehensive range of financial services including corporate banking, retail banking, investment banking, and specialized services such as Premium Banking and Private Banking. The bank traces its origins to the Raiffeisen cooperative movement dating back to 1886, with Raiffeisen Bank International AG formally established in 2010. The Austrian Regional Raiffeisen Banks hold approximately 58.8% of the shares, while the remainder is free-float. The bank is committed to responsible banking practices and sustainability initiatives, positioning itself as an experienced partner for business growth in the CEE region and beyond.

TBC Corporation is one of North America's largest marketers of automotive replacement tires, generating $5 billion in annual revenue with 3,500+ employees across the United States and Mexico. For nearly 70 years, TBC has been an industry leader in the mobility services sector, operating through wholesale distribution, retail, and franchise channels. The company serves wholesale customers throughout the United States, Canada, Mexico, Latin America, the Middle East, and Europe through its TBC Brands, National Tire Wholesale (NTW), TBC International, and TBC de Mexico divisions. TBC operates nearly 470 franchised tire and automotive service centers under the Big O Tires brand, providing comprehensive car care services to individual consumers and fleet customers. Founded in 1956 as Cordovan Associates in Dayton, Ohio, TBC has evolved into a privately held joint venture equally owned by Sumitomo Corporation of Americas and Michelin. The company markets 20 proprietary tire brands specializing in passenger, commercial, farm, and specialty tires, maintaining distribution across more than 92 metropolitan areas.