Oscilar exists to fix a fundamental problem in the digital economy: fraud and credit risk costs companies more than $48 billion annually, while consumers lose $8.8 billion every year. As online transactions explode in volume and complexity - spanning home loans, insurance purchases, and major buys - legacy risk management systems have failed to keep pace with evolving threats.
Founded in 2021 by Neha Narkhede, co-creator of Apache Kafka and founder of Confluent, Oscilar brings real-time AI and data intelligence together in a unified risk decisioning platform. Banks, fintechs, and digital organizations rely on Oscilar to make intelligent decisions across fraud defense, credit underwriting, onboarding risk, and AML compliance - transforming risk from a cost center into a growth engine while making the internet safer for everyone.