Paymenttools is a European payment technology company that provides a comprehensive suite of products and services to retailers. Its core business involves transforming payment processes, with a stated mission to make transactions seamless and invisible for both customers and staff. The company has deep roots in retail operations, positioning itself as a technologist with inherent retail DNA.
The firm operates across a significant scale, processing millions of transactions every month. This activity is underpinned by its work with the REWE Group, whose operations encompass more than 15,000 stores and travel agencies across 21 countries, serving over 4.4 billion store visitors annually. Paymenttools' technical domains include payments processing, tokenisation, loyalty systems, identity services, and transaction processing.
Product offerings include the Merchant Center, the YourPay platform, SoftPOS (a software-based point-of-sale solution), and dedicated terminal solutions. The company is based in Cologne, Germany, and serves the retail, warehousing, and travel agency verticals throughout Europe.






