In 2019, Xepelin was born from a simple but powerful observation: Latin America's small and medium businesses were being left behind by traditional banking, with over 70% closing before their fifth year due to lack of access to capital and proper financial tools. Co-founders Sebastian Kreis and Nicolas de Camino recognized that these companies, representing over 60% of the region's GDP with more than $10 trillion in unmet financial needs, deserved better. So they built Xepelin - a comprehensive fintech platform designed to be the "digital CFO" for businesses that traditional banks had overlooked.
What started as a bold idea has rapidly transformed into a movement serving over 60,000 companies across Chile and Mexico, with more than $5 billion in financing deployed. Xepelin's platform combines the simplicity of a SaaS tool with powerful embedded financial services, enabling businesses to organize their financial information in real-time, automate payments to suppliers, and access working capital with just three clicks. The company has raised over $567 million from leading investors including Kaszek, Avenir Growth Capital, and Goldman Sachs, cementing its position as one of Latin America's fastest-growing fintechs. Now employing hundreds across the region, Xepelin continues to expand its mission of democratizing financial services, leveraging AI and data analytics to assess risk more accurately and help businesses thrive in markets where they had previously struggled to survive.