Yubi, founded in 2020 by chief executive Gaurav Kumar, is a two-sided debt marketplace and an AI-powered operating system for financial services. It connects institutional and high-net-worth investors with corporate borrowers across the full credit lifecycle. The company's technology stack spans artificial intelligence, fintech and financial infrastructure, with YuVerse providing the underlying AI infrastructure that powers the credit lifecycle end to end.
Around this core sit a suite of purpose-built platforms: Yubi Loans for term loans and working capital solutions; Yubi Invest for bond issuance and fixed-income investments; Yubi Pool for securitisations and portfolio buyouts; Yubi Flow for supply chain financing; and Yubi Co.Lend for co-lending partnerships with banks and NBFCs. Engineering work touches debt marketplace technology, credit lifecycle systems and lending infrastructure across these products.
Yubi reports more than 12,000 enterprises and 5,000 investors onboarded, and debt volumes exceeding INR 200,000 crore facilitated through the platform. The company says it works with 70% of India's top public and private sector banks and with over 100 of the country's largest NBFCs.
Based in India, Yubi states a mission to transform and deepen the global institutional debt market through technology, with a stated vision of "ubiquity" - being present at every stage of the financial process.
