ZainCash is an Iraqi mobile wallet and digital payments company, licensed by the Central Bank of Iraq in 2016. It provides electronic financial services that allow individuals, businesses, and government entities across Iraq to send, receive, and manage money securely. Operating in what has traditionally been a cash-heavy economy, the company has processed billions of Iraqi dinars in transactions since its launch.
The company's core product is its mobile wallet platform, which serves a customer base ranging from private individuals to large organisations. Beyond basic payments, ZainCash is building an expanded digital ecosystem aimed at broadening financial inclusion in Iraq. Its technical work spans mobile wallets, secure transaction infrastructure, and digital financial services.
ZainCash has received recognition across the industry. It won the "Telecom Lead Innovation" award in 2019 and received a GSMA nomination for "Best Mobile Innovation supporting Emergency." Forbes has ranked it among the top fintech companies in the Middle East in 2023, 2024, and 2025.
