In 2013, Larry Diamond and Peter Gray noticed something missing in the financial landscape: a way for customers to access fair, transparent credit that actually worked for them, not against them. Traditional credit cards were confusing and loaded with hidden fees, leaving people frustrated and financially constrained. So they founded Zip in Australia with a clear mission to unlock financial potential for everyone through innovative payment solutions that put customers first.
Today, Zip has grown into a leading digital financial services company with operations across Australia, New Zealand and the United States, connecting millions of customers with tens of thousands of merchants. Guided by their purpose of "unlocking financial potential, together," the team of Zipsters delivers point-of-sale credit and digital payment services that are accessible, transparent and flexible. With 6.3 million active customers and 93 million transactions processed annually, Zip continues to challenge traditional credit models and change the game for both customers and merchants through values like Customer First, Own It, Stronger Together and Change the Game.