Baselayer provides an AI-powered platform for business risk assessment and fraud prevention, helping financial institutions make faster and more accurate decisions when onboarding business clients. The system is designed to automate merchant onboarding, underwriting, and fraud detection by constructing a comprehensive business identity graph.
The platform combines authoritative government data - including public records, IRS data, and sanctions lists - with AI agents for web analysis and fraud telemetry drawn from over 2,200 financial institutions. Its core technical domains span AI agents, web analysis, risk intelligence, fraud prevention, and KYB (Know Your Business) processes. The company states its platform can resolve any business and the individuals behind it in milliseconds.
Baselayer's primary product is used by financial institutions across America and serves industries including merchant services, warehousing, logistics, and underwriting. The company reports that it is trusted by over 20% of financial institutions in America and helps prevent billions of dollars in merchant fraud and credit risk annually.
